Free · 5 minutes · rule of thumb & tax overviewFair
Free · 5 minutes · rule of thumb & tax overview

Fair severance pay — calculate & negotiate

Estimate a non-binding severance range and understand the tax impact — free, anonymous, in 5 minutes.

In Germany there is generally no statutory right to severance pay. As a non-binding guide a rule of thumb is often cited: 0.5–1.5 gross monthly salaries per year of service. This free calculator shows that range and puts the tax impact (§ 34 EStG) in context.

Important: Do not sign anything before you know your position.

0.5–1.5×
Rule of thumb: monthly salaries per year (non-binding)
none
general statutory severance entitlement
§ 34 EStG
Fünftelregelung (via the tax return)
100%
Free assessment

Your assessment in 3 steps

From the rule-of-thumb range to the tax overview

1

Rule-of-thumb range

Enter salary and tenure. We show the non-binding range (0.5–1.5 gross monthly salaries per year) — not a statutory entitlement.

2

Possible factors

We point out neutrally which circumstances (e.g. social selection, special protection, works council consultation) can play a role in practice.

3

Put tax in context

A rough estimate of the tax withheld and the possible relief via the Fünftelregelung (§ 34 EStG, via the income tax return).

Settlement agreement: Avoid the benefit suspension trap (§ 159 SGB III)

Agreeing to a settlement (Aufhebungsvertrag) may result in a 12-week benefit suspension on unemployment benefit and a reduction of the entitlement period by one quarter. Our calculator shows you how to negotiate a bridging payment or whether it may be more favourable to wait for a formal dismissal.

What the severance calculator analyses

Comprehensive analysis of all relevant factors

Rule-of-thumb range

Non-binding guidance: 0.5–1.5 gross monthly salaries per year of service. Not a statutory entitlement, no invented single figure.

Possible factors

Social selection, special dismissal protection, works council consultation: neutral information on circumstances that can be relevant — without assessing your individual case.

Tax overview

Rough estimate with and without the Fünftelregelung (§ 34 EStG). Note: since 2025 the relief is obtained only via the income tax return.

Benefit suspension warning

For settlement agreements: automatic warning about the 12-week benefit suspension (§ 159 SGB III) with concrete countermeasures.

Notes & checklist

Neutral notes: what to look out for and what to review before signing — not an individual recommendation.

Detailed analysis

Full analysis with your severance data, calculation basis and legal information.

Legal basis

Last updated: June 2026
Official sources
  • § 1a KSchG — Severance offer for an operational dismissal (special case)
  • §§ 9, 10 KSchG — Court-awarded severance
  • § 34 EStG — Fünftelregelung (fifth-rule tax relief)

This information was compiled based on current German legislation.

Frequently Asked Questions about Severance Pay

How is severance pay calculated?

There is no general statutory right to severance. A common non-binding rule of thumb is: 0.5–1.5 gross monthly salaries per year of service. The standard severance referenced in § 1a KSchG (0.5 per year) only applies in the special case of a dismissal for operational reasons with an express severance-for-no-claim offer. The actual amount depends on the individual case.

What is the Fünftelregelung and what does it achieve?

The Fünftelregelung (§ 34 EStG) allows severance pay to be taxed more favourably. In simplified terms: tax is calculated as if the severance were spread over 5 years — this significantly reduces the effective tax burden due to lower bracket progression. On a severance of €30,000, you could potentially save several thousand euros in tax.

What is the benefit suspension in a settlement agreement?

If you sign a settlement agreement (Aufhebungsvertrag), the Federal Employment Agency typically imposes a 12-week benefit suspension (§ 159 SGB III). You will receive no unemployment benefit during this period. The entitlement period is also reduced by one quarter. Always negotiate a bridging payment or wait for a formal dismissal.

What is social selection and why does it matter?

For operational dismissals, the employer must select among comparable employees based on social selection criteria (§ 1 para. 3 KSchG): those who joined most recently, are youngest or have fewer maintenance obligations are dismissed first. Errors in this process may make the dismissal challengeable — and are your strongest argument for a higher severance payment.

When should I consult a lawyer?

Legal advice is particularly worthwhile with special dismissal protection, when the validity of the dismissal is uncertain, before signing a termination agreement, or when the employer pressures you to sign immediately. Free or low-cost initial advice is available from the German Bar Association (anwaltauskunft.de), trade unions and consumer advice centres.

What does the calculation cost?

The full assessment with the rule-of-thumb range, neutral notes and a tax overview is free.

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